What Is the RBi Index? A Simple Guide for Nigerians
Introduction
Real estate is one of the best ways to build wealth in Nigeria, but the cost of buying land or property shuts most people out. The RBi Index was created to fix this by making real estate entry affordable for everyone.
What Is the RBi Index?
The RBi Index stands for RECORs Buy-In Index. It is the minimum amount required for any Nigerian to reserve secured co-ownership rights in verified real estate assets. Instead of buying a whole property, you simply reserve RBi Indexed Units.
Think of it as the starting ticket that gives you access to co-own real estate without needing millions.
How It Is Calculated
The RBi Index is set at 4.34 percent of Nigeria’s annual minimum wage.
This equals ₦36,500 per RBi Unit.
It keeps the entry point fair, affordable and tied to the national income level.
What You Get When You Reserve an RBi Unit
- Co-ownership rights in verified properties
- Entry into a regulated real estate environment
- Long-term value growth as the properties appreciate
- Transparent records of your rights under the RECORs Exchange
Why It Matters
Most Nigerians cannot afford full property ownership. The RBi Index gives everyone a chance to participate in real estate securely and at a realistic entry price.
Conclusion
If you have always wanted to own real estate but felt priced out, the RBi Index is the simplest way to start. With ₦36,500, you can reserve your first RBi Unit and become part of a verified real estate ecosystem.